Credit Card Debts. Hopefully you don't have any.
Expensive Mortgages.
Expensive Leases on automobile.
Products and Services that have a high monthly expense tag but not needed.

The saying goes: Cut your coat according to your cloth . Its time to tighten up and curb any extra spending that can weigh you down. If you are affected by this crisis badly, cut it lean and cut it fast!! Brace yourself for the roller coaster ride down. Even if you are not affected be on the guard for a sudden downside coming your way. It could hit around bonus time.

Goes back to what I also said at the end of this article .